Side-by-side · Q2 2026 data
Farmers & Traders Bank of Campton vs The Citizens Bank
Metric by metric
| Measure | Farmers & Traders Bank of Campton | The Citizens Bank |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 42 (stronger) | 37 |
| Loan quality | 98 | 98 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 70 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 51st | 64th |
| Total assets | $67.2M | $228.6M |
| Deposits / shares | $58.4M | $181.9M |
| Capital ratio | 9.24% (stronger) | 8.72% |
| Problem loans | 0.05% (stronger) | 0.06% |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.29% | 2.15% (stronger) |
| Loans ÷ deposits | 71.4% (stronger) | 82.8% |
| Uninsured deposits | 17.2% (stronger) | 21.9% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers & Traders Bank of Campton leads on 5 and The Citizens Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.