Side-by-side · Q2 2026 data
Farmers & Traders Bank of Campton vs The First National Bank of Grayson
Metric by metric
| Measure | Farmers & Traders Bank of Campton | The First National Bank of Grayson |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 42 | 80 (stronger) |
| Loan quality | 98 (stronger) | 68 |
| Earnings | 72 | 93 (stronger) |
| Funding & liquidity | 86 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 51st | 75th |
| Total assets | $67.2M | $371.9M |
| Deposits / shares | $58.4M | $325.5M |
| Capital ratio | 9.24% | 12.98% (stronger) |
| Problem loans | 0.05% (stronger) | 0.96% |
| Net charge-offs | 0.04% | 0.03% (stronger) |
| Return on assets | 1.29% | 1.84% (stronger) |
| Loans ÷ deposits | 71.4% (stronger) | 72.9% |
| Uninsured deposits | 17.2% (stronger) | 27.4% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
The First National Bank of Grayson has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers & Traders Bank of Campton leads on 3 and The First National Bank of Grayson on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.