Side-by-side · Q2 2026 data
Farmers & Traders Bank of Campton vs Whitaker Bank
Metric by metric
| Measure | Farmers & Traders Bank of Campton | Whitaker Bank |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 42 | 79 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 72 | 77 (stronger) |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 51st | 95th |
| Total assets | $67.2M | $1.9B |
| Deposits / shares | $58.4M | $1.6B |
| Capital ratio | 9.24% | 12.89% (stronger) |
| Problem loans | 0.05% (stronger) | 0.21% |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.29% | 1.42% (stronger) |
| Loans ÷ deposits | 71.4% | 67.3% (stronger) |
| Uninsured deposits | 17.2% (stronger) | 26.8% |
| Offices | 1 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers & Traders Bank of Campton leads on 3 and Whitaker Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Campton, KY