Side-by-side · Q2 2026 data
Farmers Bank and Trust Company vs American Bank & Trust Company, Inc.
Metric by metric
| Measure | Farmers Bank and Trust Company | American Bank & Trust Company, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 42 | 49 (stronger) |
| Loan quality | 92 (stronger) | 59 |
| Earnings | 94 (stronger) | 62 |
| Funding & liquidity | 67 (stronger) | 58 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 57th | 17th |
| Total assets | $794.0M | $924.4M |
| Deposits / shares | $699.2M | $800.0M |
| Capital ratio | 9.24% | 9.88% (stronger) |
| Problem loans | 0.23% (stronger) | 1.22% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.86% (stronger) | 1.04% |
| Loans ÷ deposits | 93.7% | 92.3% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 24.0% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | 4.2% |
Farmers Bank and Trust Company has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank and Trust Company leads on 5 and American Bank & Trust Company, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.