Side-by-side · Q2 2026 data
Farmers Bank and Trust Company vs C-Plant Federal Credit Union
Metric by metric
| Measure | Farmers Bank and Trust Company | C-Plant Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 92 (stronger) |
| Capital cushion | 42 | 97 (stronger) |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 94 (stronger) | 72 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 57th | 97th |
| Total assets | $794.0M | $365.9M |
| Deposits / shares | $699.2M | $310.0M |
| Capital ratio | 9.24% | 14.71% (stronger) |
| Problem loans | 0.23% | 0.16% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.86% (stronger) | 1.31% |
| Loans ÷ deposits | 93.7% | 46.8% (stronger) |
| Uninsured deposits | 11.8% | 8.5% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
C-Plant Federal Credit Union has the higher TellerScore (92 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank and Trust Company leads on 2 and C-Plant Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.