Side-by-side · Q2 2026 data
Farmers Bank and Trust Company vs First United Bank and Trust Company
Metric by metric
| Measure | Farmers Bank and Trust Company | First United Bank and Trust Company |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 42 | 45 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 94 (stronger) | 78 |
| Funding & liquidity | 67 | 84 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 57th | 57th |
| Total assets | $794.0M | $591.4M |
| Deposits / shares | $699.2M | $525.0M |
| Capital ratio | 9.24% | 9.53% (stronger) |
| Problem loans | 0.23% (stronger) | 0.25% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.86% (stronger) | 1.45% |
| Loans ÷ deposits | 93.7% | 75.5% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 15.9% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | 4.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Farmers Bank and Trust Company leads on 3 and First United Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Madisonville, KY
- Marion, KY