Side-by-side · Q2 2026 data
Farmers Bank and Trust Company vs The Paducah Bank and Trust Company
Metric by metric
| Measure | Farmers Bank and Trust Company | The Paducah Bank and Trust Company |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 92 | 94 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 57 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 57th | 88th |
| Total assets | $794.0M | $1.1B |
| Deposits / shares | $699.2M | $844.2M |
| Capital ratio | 9.24% | 10.63% (stronger) |
| Problem loans | 0.23% | 0.19% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.86% | 2.25% (stronger) |
| Loans ÷ deposits | 93.7% (stronger) | 94.5% |
| Uninsured deposits | 11.8% (stronger) | 23.2% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | 7.9% |
The Paducah Bank and Trust Company has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank and Trust Company leads on 2 and The Paducah Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.