Side-by-side · Q2 2026 data
Farmers Bank and Trust Company vs The Peoples Bank
Metric by metric
| Measure | Farmers Bank and Trust Company | The Peoples Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 42 | 66 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 94 (stronger) | 55 |
| Funding & liquidity | 67 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 57th | 53rd |
| Total assets | $794.0M | $135.3M |
| Deposits / shares | $699.2M | $119.4M |
| Capital ratio | 9.24% | 11.55% (stronger) |
| Problem loans | 0.23% (stronger) | 0.23% |
| Net charge-offs | 0.02% (stronger) | 0.12% |
| Return on assets | 1.86% (stronger) | 0.87% |
| Loans ÷ deposits | 93.7% | 91.5% (stronger) |
| Uninsured deposits | 11.8% | 11.2% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Farmers Bank and Trust Company has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank and Trust Company leads on 4 and The Peoples Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marion, KY