Side-by-side · Q2 2026 data
Farmers Bank & Trust Company vs Bank of Bearden
Metric by metric
| Measure | Farmers Bank & Trust Company | Bank of Bearden |
|---|---|---|
| TellerScore | 61 | 83 (stronger) |
| Capital cushion | 49 | 63 (stronger) |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 56 | 58 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 24th | 73rd |
| Total assets | $3.2B | $67.4M |
| Deposits / shares | $2.7B | $60.8M |
| Capital ratio | 9.87% | 11.29% (stronger) |
| Problem loans | 1.32% | 0.00% (stronger) |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 1.44% | 2.01% (stronger) |
| Loans ÷ deposits | 88.2% | 50.5% (stronger) |
| Uninsured deposits | 29.4% (stronger) | 53.1% |
| Offices | 24 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Bank of Bearden has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust Company leads on 1 and Bank of Bearden on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.