Side-by-side · Q2 2026 data
Farmers Bank & Trust Company vs First Community Bank
Metric by metric
| Measure | Farmers Bank & Trust Company | First Community Bank |
|---|---|---|
| TellerScore | 61 | 62 (stronger) |
| Capital cushion | 49 (stronger) | 40 |
| Loan quality | 56 | 90 (stronger) |
| Earnings | 78 (stronger) | 73 |
| Funding & liquidity | 56 (stronger) | 42 |
| Problem-loan coverage | 80 (stronger) | 69 |
| Peer percentile | 24th | 27th |
| Total assets | $3.2B | $3.6B |
| Deposits / shares | $2.7B | $2.9B |
| Capital ratio | 9.87% (stronger) | 9.04% |
| Problem loans | 1.32% | 0.31% (stronger) |
| Net charge-offs | 0.19% | 0.14% (stronger) |
| Return on assets | 1.44% (stronger) | 1.32% |
| Loans ÷ deposits | 88.2% (stronger) | 101.8% |
| Uninsured deposits | 29.4% (stronger) | 29.5% |
| Offices | 24 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 6.5% |
First Community Bank has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust Company leads on 4 and First Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.