Side-by-side · Q2 2026 data
Farmers Bank & Trust Company vs The First National Bank of Tom Bean
Metric by metric
| Measure | Farmers Bank & Trust Company | The First National Bank of Tom Bean |
|---|---|---|
| TellerScore | 61 | 67 (stronger) |
| Capital cushion | 49 | 71 (stronger) |
| Loan quality | 56 | 59 (stronger) |
| Earnings | 78 (stronger) | 62 |
| Funding & liquidity | 56 | 65 (stronger) |
| Problem-loan coverage | 80 | 85 (stronger) |
| Peer percentile | 24th | 34th |
| Total assets | $3.2B | $155.6M |
| Deposits / shares | $2.7B | $135.7M |
| Capital ratio | 9.87% | 12.15% (stronger) |
| Problem loans | 1.32% | 1.23% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.38% |
| Return on assets | 1.44% (stronger) | 1.05% |
| Loans ÷ deposits | 88.2% (stronger) | 93.2% |
| Uninsured deposits | 29.4% | 17.2% (stronger) |
| Offices | 24 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
The First National Bank of Tom Bean has the higher TellerScore (67 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust Company leads on 3 and The First National Bank of Tom Bean on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hope, AR