Side-by-side · Q2 2026 data
Farmers Bank and Trust Company vs The Peoples Bank
Metric by metric
| Measure | Farmers Bank and Trust Company | The Peoples Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 45 | 66 (stronger) |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 85 (stronger) | 55 |
| Funding & liquidity | 72 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 64th | 53rd |
| Total assets | $247.8M | $135.3M |
| Deposits / shares | $215.1M | $119.4M |
| Capital ratio | 9.46% | 11.55% (stronger) |
| Problem loans | 0.04% (stronger) | 0.23% |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 1.63% (stronger) | 0.87% |
| Loans ÷ deposits | 86.5% (stronger) | 91.5% |
| Uninsured deposits | 16.3% | 11.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Bank and Trust Company has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank and Trust Company leads on 5 and The Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.