Side-by-side · Q2 2026 data
Farmers Bank vs Chambers Bank
Metric by metric
| Measure | Farmers Bank | Chambers Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 66 | 91 (stronger) |
| Funding & liquidity | 91 (stronger) | 46 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 95th | 91st |
| Total assets | $288.7M | $1.6B |
| Deposits / shares | $247.9M | $1.3B |
| Capital ratio | 16.23% (stronger) | 12.57% |
| Problem loans | 0.20% (stronger) | 0.23% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.16% | 1.76% (stronger) |
| Loans ÷ deposits | 66.0% (stronger) | 86.7% |
| Uninsured deposits | 18.1% (stronger) | 40.2% |
| Offices | 10 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.3% | 11.0% |
Farmers Bank has the higher TellerScore (90 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 6 and Chambers Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fort Smith, AR
- Mansfield, AR