Side-by-side · Q2 2026 data
Farmers Bank vs Monument Bank
Metric by metric
| Measure | Farmers Bank | Monument Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 93 (stronger) | 91 |
| Earnings | 66 | 90 (stronger) |
| Funding & liquidity | 91 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 95th | 64th |
| Total assets | $288.7M | $112.8M |
| Deposits / shares | $247.9M | $91.7M |
| Capital ratio | 16.23% (stronger) | 9.89% |
| Problem loans | 0.20% (stronger) | 0.27% |
| Net charge-offs | 0.01% | -0.06% (stronger) |
| Return on assets | 1.16% | 1.74% (stronger) |
| Loans ÷ deposits | 66.0% (stronger) | 88.7% |
| Uninsured deposits | 18.1% | 12.6% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.3% | — |
Farmers Bank has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 4 and Monument Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.