Side-by-side · Q2 2026 data
Farmers Bank vs SSB Bank
Metric by metric
| Measure | Farmers Bank | SSB Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 66 (stronger) | 21 |
| Funding & liquidity | 91 (stronger) | 75 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 95th | 77th |
| Total assets | $288.7M | $129.9M |
| Deposits / shares | $247.9M | $104.7M |
| Capital ratio | 16.23% | 17.01% (stronger) |
| Problem loans | 0.20% | 0.09% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.16% (stronger) | 0.03% |
| Loans ÷ deposits | 66.0% (stronger) | 82.2% |
| Uninsured deposits | 18.1% | 17.7% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.3% | — |
Farmers Bank has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 4 and SSB Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.