Side-by-side · Q2 2026 data
Farmers Bank vs The Community State Bank
Metric by metric
| Measure | Farmers Bank | The Community State Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 93 (stronger) | 91 |
| Earnings | 66 (stronger) | 54 |
| Funding & liquidity | 91 (stronger) | 71 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 95th | 31st |
| Total assets | $288.7M | $393.1M |
| Deposits / shares | $247.9M | $363.3M |
| Capital ratio | 16.23% (stronger) | 9.05% |
| Problem loans | 0.20% (stronger) | 0.26% |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 1.16% (stronger) | 0.84% |
| Loans ÷ deposits | 66.0% (stronger) | 79.3% |
| Uninsured deposits | 18.1% (stronger) | 23.8% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.3% | — |
Farmers Bank has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 7 and The Community State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.