Side-by-side · Q2 2026 data
Farmers Bank vs Wayne County Bank
Metric by metric
| Measure | Farmers Bank | Wayne County Bank |
|---|---|---|
| TellerScore | 60 | 84 (stronger) |
| Capital cushion | 41 | 86 (stronger) |
| Loan quality | 90 (stronger) | 76 |
| Earnings | 29 | 93 (stronger) |
| Funding & liquidity | 71 | 73 (stronger) |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 18th | 86th |
| Total assets | $94.8M | $595.1M |
| Deposits / shares | $85.8M | $507.1M |
| Capital ratio | 9.06% | 13.58% (stronger) |
| Problem loans | 0.31% (stronger) | 0.72% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.23% | 1.82% (stronger) |
| Loans ÷ deposits | 89.2% | 82.2% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 19.7% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Bank has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 3 and Wayne County Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.