Side-by-side · Q2 2026 data
Farmers Bank of Northern Missouri vs American State Bank
Metric by metric
| Measure | Farmers Bank of Northern Missouri | American State Bank |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 77 (stronger) | 61 |
| Loan quality | 91 | 99 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 64 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 84th | 84th |
| Total assets | $566.5M | $360.8M |
| Deposits / shares | $478.4M | $282.8M |
| Capital ratio | 12.71% (stronger) | 11.11% |
| Problem loans | 0.26% | 0.04% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.29% | 2.18% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 87.1% |
| Uninsured deposits | 18.1% (stronger) | 23.0% |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Farmers Bank of Northern Missouri leads on 4 and American State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.