Side-by-side · Q2 2026 data
Farmers Bank of Northern Missouri vs BTC Bank
Metric by metric
| Measure | Farmers Bank of Northern Missouri | BTC Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 60 |
| Capital cushion | 77 (stronger) | 44 |
| Loan quality | 91 (stronger) | 76 |
| Earnings | 72 (stronger) | 56 |
| Funding & liquidity | 89 (stronger) | 54 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 84th | 21st |
| Total assets | $566.5M | $1.9B |
| Deposits / shares | $478.4M | $1.4B |
| Capital ratio | 12.71% (stronger) | 9.35% |
| Problem loans | 0.26% (stronger) | 0.72% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.29% (stronger) | 0.90% |
| Loans ÷ deposits | 68.1% (stronger) | 105.8% |
| Uninsured deposits | 18.1% | 9.8% (stronger) |
| Offices | 10 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.3% |
Farmers Bank of Northern Missouri has the higher TellerScore (83 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank of Northern Missouri leads on 5 and BTC Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bethany, MO
- Gallatin, MO
- Jamesport, MO
- Trenton, MO