Side-by-side · Q2 2026 data
Farmers Bank of Northern Missouri vs Putnam County State Bank
Metric by metric
| Measure | Farmers Bank of Northern Missouri | Putnam County State Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 77 | 85 (stronger) |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 72 | 90 (stronger) |
| Funding & liquidity | 89 (stronger) | 47 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 84th | 77th |
| Total assets | $566.5M | $317.6M |
| Deposits / shares | $478.4M | $273.7M |
| Capital ratio | 12.71% | 13.52% (stronger) |
| Problem loans | 0.26% (stronger) | 0.62% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.29% | 1.75% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 85.1% |
| Uninsured deposits | 18.1% (stronger) | 40.8% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Bank of Northern Missouri has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank of Northern Missouri leads on 4 and Putnam County State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Unionville, MO