Side-by-side · Q2 2026 data
Farmers Federal Credit Union vs Jefferson County Teachers Credit Union
Credit union
Jefferson County Teachers Credit Union
Monticello, Florida · Under $100 million in assets
Metric by metric
| Measure | Farmers Federal Credit Union | Jefferson County Teachers Credit Union |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 56 | 89 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 29 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 47th | 52nd |
| Total assets | $22.4M | $16.4M |
| Deposits / shares | $20.0M | $14.1M |
| Capital ratio | 10.58% | 13.91% (stronger) |
| Problem loans | 0.00% (stronger) | 0.85% |
| Net charge-offs | -0.04% (stronger) | 3.17% |
| Return on assets | 0.22% | 0.50% (stronger) |
| Loans ÷ deposits | 31.7% (stronger) | 74.9% |
| Uninsured deposits | 1.7% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jefferson County Teachers Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Federal Credit Union leads on 3 and Jefferson County Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.