TellerScore

Farmers Federal Credit Union (NCUA charter #26) is based in Jacksonville, Florida. Its Q2 2026 call report shows $22.4M in total assets and $20.0M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Farmers Federal Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 49th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (29/100; 0.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.58%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings29/100
Return on assets (annualized): 0.22%
Funding & liquidity100/100
Loans ÷ shares: 31.7% · 1.7% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (75 → 73), mostly because the earnings component weakened by 21 points.

TellerScore
687276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202471
Q4 202473
Q1 202574
Q2 202575
Q3 202575
Q4 202576
Q1 202676
Q2 202673
Net worth ratio
7.00%8.79%10.58%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.08%
Q3 202410.34%
Q4 202410.35%
Q1 20259.84%
Q2 202510.37%
Q3 202510.45%
Q4 202510.51%
Q1 202610.46%
Q2 202610.58%
Delinquent loans (60+ days)
0.00%0.24%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.25%
Q4 20240.00%
Q1 20250.00%
Q2 20250.13%
Q3 20250.08%
Q4 20250.03%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.22%0.49%0.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.33%
Q3 20240.40%
Q4 20240.37%
Q1 20250.70%
Q2 20250.76%
Q3 20250.73%
Q4 20250.67%
Q1 20260.64%
Q2 20260.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$22.4M10.58%0.00%0.22%31.7%
Q1 202676$22.3M10.46%0.00%0.64%27.2%
Q4 202576$21.8M10.51%0.03%0.67%29.1%
Q3 202575$21.8M10.45%0.08%0.73%30.6%
Q2 202575$21.7M10.37%0.13%0.76%31.5%
Q1 202574$22.4M9.84%0.00%0.70%29.4%
Q4 202473$20.9M10.35%0.00%0.37%32.8%
Q3 202471$20.9M10.34%0.25%0.40%32.1%
Q2 202468$21.2M10.08%0.47%0.33%33.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.58%
21st
Problem loans0.00%
94th
Net charge-offs-0.04%
91st
Return on assets0.22%
28th
Loans to deposits31.7%
87th
Uninsured deposits1.7%
48th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
Metro North Federal Credit UnionCredit union Jacksonville, FL87 out of 100, Very strong$21.7M16.7%0.07%vs
Financial Educators Federal Credit UnionCredit union Daytona Beach, FL90 out of 100, Very strong$23.5M15.7%0.00%vs
Monroe County Teachers Federal Credit UnionCredit union Key West, FL38 out of 100, Low$24.0M9.4%2.09%vs
Suwannee River Federal Credit UnionCredit union Live Oak, FL83 out of 100, Strong$25.7M12.1%0.03%vs
Compass Financial Federal Credit UnionCredit union Hialeah, FL64 out of 100, Moderate$25.9M10.5%0.17%vs
South Atlantic Federal Credit UnionCredit union Boca Raton, FL56 out of 100, Moderate$17.8M9.1%1.27%vs

Deposit insurance

Is my money safe at Farmers Federal Credit Union?

Yes. Farmers Federal Credit Union is a federally insured credit union (NCUA charter #26). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($332K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.58%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Farmers Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Farmers Federal Credit Union
Type
Federal credit union
NCUA charter #
26
RSSD ID
866372
Primary regulator
NCUA
Established
1934
Headquarters
6611 Dunn Ave, Jacksonville, FL 32218
Employees
7

Quick answers

Farmers Federal Credit Union: common questions

Is Farmers Federal Credit Union NCUA insured?

Yes. Farmers Federal Credit Union is a federally insured credit union (NCUA charter #26). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Farmers Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Farmers Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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