Side-by-side · Q2 2026 data
Farmers Federal Credit Union vs Suwannee River Federal Credit Union
Credit union
Suwannee River Federal Credit Union
Live Oak, Florida · Under $100 million in assets
Metric by metric
| Measure | Farmers Federal Credit Union | Suwannee River Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 56 | 71 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 29 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 47th | 72nd |
| Total assets | $22.4M | $25.7M |
| Deposits / shares | $20.0M | $22.5M |
| Capital ratio | 10.58% | 12.11% (stronger) |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | -0.04% (stronger) | 0.27% |
| Return on assets | 0.22% | 1.06% (stronger) |
| Loans ÷ deposits | 31.7% (stronger) | 62.6% |
| Uninsured deposits | 1.7% (stronger) | 2.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Suwannee River Federal Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Federal Credit Union leads on 4 and Suwannee River Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.