Side-by-side · Q2 2026 data
Farmers Federal Credit Union vs Tru Fi Credit Union
Metric by metric
| Measure | Farmers Federal Credit Union | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 56 | 76 (stronger) |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 29 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 47th | 86th |
| Total assets | $22.4M | $146.4M |
| Deposits / shares | $20.0M | $127.3M |
| Capital ratio | 10.58% | 12.61% (stronger) |
| Problem loans | 0.00% (stronger) | 0.60% |
| Net charge-offs | -0.04% | -0.06% (stronger) |
| Return on assets | 0.22% | 1.71% (stronger) |
| Loans ÷ deposits | 31.7% (stronger) | 67.7% |
| Uninsured deposits | 1.7% (stronger) | 11.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Federal Credit Union leads on 3 and Tru Fi Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.