Side-by-side · Q2 2026 data
Farmers Insurance Federal Credit Union vs Ventura County Credit Union
Credit union
Farmers Insurance Federal Credit Union
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | Farmers Insurance Federal Credit Union | Ventura County Credit Union |
|---|---|---|
| TellerScore | 49 (stronger) | 47 |
| Capital cushion | 49 | 51 (stronger) |
| Loan quality | 48 (stronger) | 0 |
| Earnings | 32 | 68 (stronger) |
| Funding & liquidity | 56 | 82 (stronger) |
| Problem-loan coverage | 71 (stronger) | 57 |
| Peer percentile | 5th | 4th |
| Total assets | $1.3B | $1.5B |
| Deposits / shares | $1.1B | $1.3B |
| Capital ratio | 9.86% | 10.14% (stronger) |
| Problem loans | 1.57% (stronger) | 3.17% |
| Net charge-offs | 1.36% | 0.44% (stronger) |
| Return on assets | 0.30% | 1.21% (stronger) |
| Loans ÷ deposits | 103.8% | 78.2% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 9.5% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
Farmers Insurance Federal Credit Union has the higher TellerScore (49 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Farmers Insurance Federal Credit Union leads on 3 and Ventura County Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.