Side-by-side · Q2 2026 data
Farmers National Bank vs Advantage One Credit Union
Metric by metric
| Measure | Farmers National Bank | Advantage One Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 92 | 93 (stronger) |
| Earnings | 67 (stronger) | 45 |
| Funding & liquidity | 76 | 92 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 92nd | 54th |
| Total assets | $895.7M | $23.5M |
| Deposits / shares | $637.2M | $20.6M |
| Capital ratio | 15.03% (stronger) | 11.84% |
| Problem loans | 0.23% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 1.17% (stronger) | 0.63% |
| Loans ÷ deposits | 76.9% | 68.7% (stronger) |
| Uninsured deposits | 22.0% | 1.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Farmers National Bank has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 4 and Advantage One Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Morrison, IL