Side-by-side · Q2 2026 data
Farmers National Bank vs Central Bank Illinois
Metric by metric
| Measure | Farmers National Bank | Central Bank Illinois |
|---|---|---|
| TellerScore | 88 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 92 (stronger) | 38 |
| Earnings | 67 (stronger) | 59 |
| Funding & liquidity | 76 (stronger) | 71 |
| Problem-loan coverage | 98 (stronger) | 72 |
| Peer percentile | 92nd | 13th |
| Total assets | $895.7M | $1.5B |
| Deposits / shares | $637.2M | $1.1B |
| Capital ratio | 15.03% (stronger) | 10.39% |
| Problem loans | 0.23% (stronger) | 1.85% |
| Net charge-offs | 0.00% (stronger) | 0.75% |
| Return on assets | 1.17% (stronger) | 0.98% |
| Loans ÷ deposits | 76.9% (stronger) | 89.3% |
| Uninsured deposits | 22.0% | 9.9% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | 3.1% |
Farmers National Bank has the higher TellerScore (88 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 6 and Central Bank Illinois on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Geneseo, IL