Side-by-side · Q2 2026 data
Farmers National Bank vs Exchange State Bank
Metric by metric
| Measure | Farmers National Bank | Exchange State Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 67 | 81 (stronger) |
| Funding & liquidity | 76 | 87 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 92nd | 84th |
| Total assets | $895.7M | $112.7M |
| Deposits / shares | $637.2M | $98.6M |
| Capital ratio | 15.03% (stronger) | 11.47% |
| Problem loans | 0.23% | 0.05% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.17% | 1.54% (stronger) |
| Loans ÷ deposits | 76.9% | 62.2% (stronger) |
| Uninsured deposits | 22.0% (stronger) | 25.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Farmers National Bank has the higher TellerScore (88 vs 83). On the 6 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 3 and Exchange State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.