Side-by-side · Q2 2026 data
Farmers National Bank vs Farmers State Bank of Western Illinois
Metric by metric
| Measure | Farmers National Bank | Farmers State Bank of Western Illinois |
|---|---|---|
| TellerScore | 88 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 92 (stronger) | 42 |
| Earnings | 67 | 68 (stronger) |
| Funding & liquidity | 76 | 94 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 92nd | 57th |
| Total assets | $895.7M | $167.3M |
| Deposits / shares | $637.2M | $143.4M |
| Capital ratio | 15.03% (stronger) | 14.08% |
| Problem loans | 0.23% (stronger) | 1.74% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.17% | 1.19% (stronger) |
| Loans ÷ deposits | 76.9% | 51.0% (stronger) |
| Uninsured deposits | 22.0% | 20.7% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Farmers National Bank has the higher TellerScore (88 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 4 and Farmers State Bank of Western Illinois on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.