Side-by-side · Q2 2026 data
Farmers National Bank vs Fidelity Bank
Metric by metric
| Measure | Farmers National Bank | Fidelity Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 92 (stronger) | 74 |
| Earnings | 67 (stronger) | 32 |
| Funding & liquidity | 76 (stronger) | 63 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 92nd | 8th |
| Total assets | $895.7M | $198.6M |
| Deposits / shares | $637.2M | $165.5M |
| Capital ratio | 15.03% (stronger) | 7.97% |
| Problem loans | 0.23% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.17% (stronger) | 0.31% |
| Loans ÷ deposits | 76.9% (stronger) | 88.4% |
| Uninsured deposits | 22.0% (stronger) | 23.2% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | 2.6% |
Farmers National Bank has the higher TellerScore (88 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 7 and Fidelity Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mount Carroll, IL