Side-by-side · Q2 2026 data
Farmers National Bank vs Prairie State Bank and Trust
Metric by metric
| Measure | Farmers National Bank | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 88 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 67 | 83 (stronger) |
| Funding & liquidity | 76 (stronger) | 75 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 92nd | 77th |
| Total assets | $895.7M | $840.1M |
| Deposits / shares | $637.2M | $730.2M |
| Capital ratio | 15.03% (stronger) | 12.39% |
| Problem loans | 0.23% (stronger) | 0.52% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.17% | 1.58% (stronger) |
| Loans ÷ deposits | 76.9% | 74.9% (stronger) |
| Uninsured deposits | 22.0% (stronger) | 24.3% |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | 3.9% |
Farmers National Bank has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 5 and Prairie State Bank and Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.