TellerScore

Side-by-side · Q2 2026 data

Farmers National Bank vs American Bank of Baxter Springs

Bank

Farmers National Bank

Phillipsburg, Kansas · $100 million – $1 billion

91of 100
Very strong

Bank

American Bank of Baxter Springs

Baxter Springs, Kansas · $100 million – $1 billion

72of 100
Strong

Metric by metric

MeasureFarmers National BankAmerican Bank of Baxter Springs
TellerScore91 (stronger)72
Capital cushion100 (stronger)50
Loan quality86100 (stronger)
Earnings7375 (stronger)
Funding & liquidity99 (stronger)48
Problem-loan coverage98100 (stronger)
Peer percentile96th50th
Total assets$172.5M$170.2M
Deposits / shares$136.7M$152.3M
Capital ratio19.63% (stronger)9.98%
Problem loans0.41%0.00% (stronger)
Net charge-offs0.00%0.00%
Return on assets1.33%1.38% (stronger)
Loans ÷ deposits61.0% (stronger)67.2%
Uninsured deposits9.8% (stronger)55.4%
Offices53
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Farmers National Bank has the higher TellerScore (91 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 4 and American Bank of Baxter Springs on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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