Farmers National Bank (FDIC certificate #4611) is based in Phillipsburg, Kansas. Its Q2 2026 call report shows $172.5M in total assets and $136.7M in deposits and 5 offices.
Based on its Q2 2026 filing, Farmers National Bank scores 91/100, which we describe as very strong. That is higher than 96% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 10th. Its strongest component is capital cushion (100/100; 19.63%), and its lowest is earnings (73/100; 1.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (89 → 91), mostly because the loan quality component improved by 4 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 88 |
| Q4 2024 | 86 |
| Q1 2025 | 90 |
| Q2 2025 | 89 |
| Q3 2025 | 90 |
| Q4 2025 | 90 |
| Q1 2026 | 92 |
| Q2 2026 | 91 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.65% |
| Q3 2024 | 18.94% |
| Q4 2024 | 18.89% |
| Q1 2025 | 18.80% |
| Q2 2025 | 19.48% |
| Q3 2025 | 20.00% |
| Q4 2025 | 19.95% |
| Q1 2026 | 19.49% |
| Q2 2026 | 19.63% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.41% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.42% |
| Q3 2024 | 1.29% |
| Q4 2024 | 1.02% |
| Q1 2025 | 1.45% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.44% |
| Q4 2025 | 1.37% |
| Q1 2026 | 1.52% |
| Q2 2026 | 1.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 91 | $172.5M | 19.63% | 0.41% | 1.33% | 61.0% |
| Q1 2026 | 92 | $176.1M | 19.49% | 0.46% | 1.52% | 58.0% |
| Q4 2025 | 90 | $167.9M | 19.95% | 0.44% | 1.37% | 65.3% |
| Q3 2025 | 90 | $161.4M | 20.00% | 0.48% | 1.44% | 69.3% |
| Q2 2025 | 89 | $160.8M | 19.48% | 0.53% | 1.37% | 65.7% |
| Q1 2025 | 90 | $167.5M | 18.80% | 0.57% | 1.45% | 61.5% |
| Q4 2024 | 86 | $161.8M | 18.89% | 0.60% | 1.02% | 65.0% |
| Q3 2024 | 88 | $160.8M | 18.94% | 0.58% | 1.29% | 70.2% |
| Q2 2024 | 89 | $161.2M | 18.65% | 0.60% | 1.42% | 66.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Community BankBank Liberal, KS | 85 out of 100, Very strong | $173.5M | 12.8% | 0.04% | vs |
| The First National Bank of Scott CityBank Scott City, KS | 85 out of 100, Very strong | $173.8M | 14.5% | 0.33% | vs |
| American Bank of Baxter SpringsBank Baxter Springs, KS | 72 out of 100, Strong | $170.2M | 10.0% | 0.00% | vs |
| Bank of Prairie VillageBank Prairie Village, KS | 72 out of 100, Strong | $175.7M | 10.2% | 0.07% | vs |
| Impact BankBank Wellington, KS | 80 out of 100, Strong | $167.2M | 10.6% | 0.03% | vs |
| The Farmers State Bank of Aliceville, KansasBank Westphalia, KS | 82 out of 100, Strong | $179.6M | 19.2% | 1.05% | vs |
Deposit insurance
Is my money safe at Farmers National Bank?
Yes. Farmers National Bank is an FDIC-insured institution (FDIC certificate #4611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 9.8% of deposits ($13.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 37.78% (benchmark: 10%).
5 locations
Branches
Farmers National Bank lists 5 offices in 5 cities. Most locations:
- Atwood, KS (1)
- Kensington, KS (1)
- Logan, KS (1)
- Phillipsburg, KS (1)
- Stockton, KS (1)
Identity & history
Profile
- Legal name
- Farmers National Bank
- Former names
- The Farmers National Bank of Agra
- Type
- National bank
- FDIC certificate #
- 4611
- RSSD ID
- 137559
- Primary regulator
- OCC
- Established
- February 26, 1921
- Headquarters
- 759 State St, Phillipsburg, KS 67661
- Employees
- 24
Quick answers
Farmers National Bank: common questions
Is Farmers National Bank FDIC insured?
Yes. Farmers National Bank is an FDIC-insured institution (FDIC certificate #4611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers National Bank's TellerScore?
91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers National Bank ever failed?
There is no failure record for FDIC certificate #4611 in the FDIC failed bank list.
How many branches does Farmers National Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Phillipsburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank and TrustBank Phillipsburg, KS | 72 out of 100, Strong | $322.2M | 14.7% | 1.87% | vs |
| Golden Plains Credit UnionCredit union Garden City, KS | 70 out of 100, Strong | $1.0B | 13.2% | 1.06% | vs |
| Farmers State BankBank Phillipsburg, KS | 69 out of 100, Moderate | $42.8M | 11.7% | 1.32% | vs |