TellerScore

Side-by-side · Q2 2026 data

Farmers National Bank vs Farmers State Bank

Bank

Farmers National Bank

Phillipsburg, Kansas · $100 million – $1 billion

91of 100
Very strong

Bank

Farmers State Bank

Phillipsburg, Kansas · Under $100 million in assets

69of 100
Moderate

Metric by metric

MeasureFarmers National BankFarmers State Bank
TellerScore91 (stronger)69
Capital cushion100 (stronger)67
Loan quality86 (stronger)56
Earnings73 (stronger)58
Funding & liquidity9999
Problem-loan coverage98 (stronger)87
Peer percentile96th37th
Total assets$172.5M$42.8M
Deposits / shares$136.7M$36.2M
Capital ratio19.63% (stronger)11.73%
Problem loans0.41% (stronger)1.32%
Net charge-offs0.00%-0.02% (stronger)
Return on assets1.33% (stronger)0.96%
Loans ÷ deposits61.0% (stronger)61.2%
Uninsured deposits9.8% (stronger)14.3%
Offices51
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Farmers National Bank has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 6 and Farmers State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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