Side-by-side · Q2 2026 data
Farmers National Bank vs Impact Bank
Metric by metric
| Measure | Farmers National Bank | Impact Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 73 | 87 (stronger) |
| Funding & liquidity | 99 (stronger) | 75 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 96th | 77th |
| Total assets | $172.5M | $167.2M |
| Deposits / shares | $136.7M | $153.0M |
| Capital ratio | 19.63% (stronger) | 10.62% |
| Problem loans | 0.41% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.33% | 1.67% (stronger) |
| Loans ÷ deposits | 61.0% (stronger) | 64.7% |
| Uninsured deposits | 9.8% (stronger) | 33.7% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers National Bank has the higher TellerScore (91 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 5 and Impact Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.