Side-by-side · Q2 2026 data
Farmers National Bank vs The First State Bank
Metric by metric
| Measure | Farmers National Bank | The First State Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 90 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 86 | 97 (stronger) |
| Earnings | 73 | 94 (stronger) |
| Funding & liquidity | 99 (stronger) | 83 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 96th | 95th |
| Total assets | $172.5M | $493.2M |
| Deposits / shares | $136.7M | $406.6M |
| Capital ratio | 19.63% (stronger) | 13.05% |
| Problem loans | 0.41% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 1.33% | 1.85% (stronger) |
| Loans ÷ deposits | 61.0% (stronger) | 68.5% |
| Uninsured deposits | 9.8% (stronger) | 23.1% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers National Bank has the higher TellerScore (91 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 5 and The First State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.