Side-by-side · Q2 2026 data
Farmers National Bank vs United Northwest Federal Credit Union
Credit union
United Northwest Federal Credit Union
Norton, Kansas · Under $100 million in assets
Metric by metric
| Measure | Farmers National Bank | United Northwest Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 73 (stronger) | 50 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 96th | 83rd |
| Total assets | $172.5M | $54.5M |
| Deposits / shares | $136.7M | $45.5M |
| Capital ratio | 19.63% (stronger) | 15.87% |
| Problem loans | 0.41% | 0.35% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 1.33% (stronger) | 0.76% |
| Loans ÷ deposits | 61.0% | 47.0% (stronger) |
| Uninsured deposits | 9.8% | 4.7% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers National Bank has the higher TellerScore (91 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 4 and United Northwest Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.