Side-by-side · Q2 2026 data
Farmers Savings Bank & Trust vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Farmers Savings Bank & Trust | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 80 |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 73 (stronger) | 68 |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 80th | 78th |
| Total assets | $212.7M | $251.7M |
| Deposits / shares | $192.2M | $209.6M |
| Capital ratio | 10.25% | 15.87% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 1.33% (stronger) | 1.20% |
| Loans ÷ deposits | 59.3% (stronger) | 99.2% |
| Uninsured deposits | 15.0% | 12.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 5.1% |
Farmers Savings Bank & Trust has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Farmers Savings Bank & Trust leads on 5 and Cedar Falls Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.