Side-by-side · Q2 2026 data
Farmers Savings Bank & Trust vs First Security State Bank
Metric by metric
| Measure | Farmers Savings Bank & Trust | First Security State Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 58 |
| Capital cushion | 53 | 99 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 73 (stronger) | 61 |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 70 |
| Peer percentile | 80th | 17th |
| Total assets | $212.7M | $87.3M |
| Deposits / shares | $192.2M | $74.1M |
| Capital ratio | 10.25% | 14.90% (stronger) |
| Problem loans | 0.00% (stronger) | 3.11% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.33% (stronger) | 1.03% |
| Loans ÷ deposits | 59.3% (stronger) | 83.1% |
| Uninsured deposits | 15.0% (stronger) | 30.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Farmers Savings Bank & Trust has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Farmers Savings Bank & Trust leads on 6 and First Security State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.