Side-by-side · Q2 2026 data
Farmers Savings Bank vs Cedar Valley Bank & Trust
Metric by metric
| Measure | Farmers Savings Bank | Cedar Valley Bank & Trust |
|---|---|---|
| TellerScore | 80 (stronger) | 54 |
| Capital cushion | 87 (stronger) | 40 |
| Loan quality | 91 (stronger) | 58 |
| Earnings | 46 | 76 (stronger) |
| Funding & liquidity | 81 (stronger) | 34 |
| Problem-loan coverage | 97 (stronger) | 68 |
| Peer percentile | 77th | 10th |
| Total assets | $130.5M | $126.3M |
| Deposits / shares | $111.0M | $114.5M |
| Capital ratio | 13.71% (stronger) | 9.01% |
| Problem loans | 0.27% (stronger) | 1.27% |
| Net charge-offs | 0.05% (stronger) | 0.07% |
| Return on assets | 0.65% | 1.40% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 98.0% |
| Uninsured deposits | 14.2% (stronger) | 40.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Farmers Savings Bank has the higher TellerScore (80 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Farmers Savings Bank leads on 6 and Cedar Valley Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.