Side-by-side · Q2 2026 data
Farmers Savings Bank vs Community Bank and Trust Company
Metric by metric
| Measure | Farmers Savings Bank | Community Bank and Trust Company |
|---|---|---|
| TellerScore | 59 | 73 (stronger) |
| Capital cushion | 60 (stronger) | 33 |
| Loan quality | 38 | 97 (stronger) |
| Earnings | 54 | 85 (stronger) |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 17th | 53rd |
| Total assets | $299.1M | $303.5M |
| Deposits / shares | $260.2M | $280.3M |
| Capital ratio | 10.99% (stronger) | 8.28% |
| Problem loans | 1.87% | 0.08% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 0.85% | 1.62% (stronger) |
| Loans ÷ deposits | 69.2% | 68.8% (stronger) |
| Uninsured deposits | 17.8% (stronger) | 25.1% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank and Trust Company has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Farmers Savings Bank leads on 3 and Community Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.