Headquartered in Colesburg, Iowa, Farmers Savings Bank is a state-chartered bank with $299.1M in total assets and $260.2M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1907.
Based on its Q2 2026 filing, Farmers Savings Bank scores 59/100, which we describe as moderate. That is higher than only 17% of 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 198th. Its strongest component is funding & liquidity (88/100; 69% loans-to-deposits, 18% uninsured), and its lowest is loan quality (38/100; 1.87%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (55 → 59), mostly because the loan quality component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 79 |
| Q4 2024 | 78 |
| Q1 2025 | 61 |
| Q2 2025 | 55 |
| Q3 2025 | 63 |
| Q4 2025 | 61 |
| Q1 2026 | 59 |
| Q2 2026 | 59 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.06% |
| Q3 2024 | 12.79% |
| Q4 2024 | 12.44% |
| Q1 2025 | 12.38% |
| Q2 2025 | 10.98% |
| Q3 2025 | 11.18% |
| Q4 2025 | 10.79% |
| Q1 2026 | 11.04% |
| Q2 2026 | 10.99% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.00% |
| Q1 2025 | 1.82% |
| Q2 2025 | 2.15% |
| Q3 2025 | 1.56% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.96% |
| Q2 2026 | 1.87% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.87% |
| Q4 2025 | 0.81% |
| Q1 2026 | 0.90% |
| Q2 2026 | 0.85% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $299.1M | 10.99% | 1.87% | 0.85% | 69.2% |
| Q1 2026 | 59 | $287.5M | 11.04% | 1.96% | 0.90% | 68.9% |
| Q4 2025 | 61 | $296.5M | 10.79% | 1.60% | 0.81% | 66.1% |
| Q3 2025 | 63 | $286.6M | 11.18% | 1.56% | 0.87% | 66.6% |
| Q2 2025 | 55 | $280.7M | 10.98% | 2.15% | 0.73% | 67.4% |
| Q1 2025 | 61 | $275.1M | 12.38% | 1.82% | 0.51% | 69.1% |
| Q4 2024 | 78 | $244.1M | 12.44% | 0.00% | 0.56% | 65.8% |
| Q3 2024 | 79 | $240.0M | 12.79% | 0.04% | 0.58% | 65.3% |
| Q2 2024 | 80 | $235.5M | 13.06% | 0.04% | 0.56% | 67.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Leighton State BankBank Pella, IA | 74 out of 100, Strong | $298.2M | 11.0% | 0.79% | vs |
| Community Bank and Trust CompanyBank Muscatine, IA | 73 out of 100, Strong | $303.5M | 8.3% | 0.08% | vs |
| Crawford County Trust and Savings BankBank Denison, IA | 80 out of 100, Strong | $294.5M | 9.9% | 0.03% | vs |
| Savings BankBank Primghar, IA | 80 out of 100, Strong | $304.8M | 13.6% | 0.32% | vs |
| State Savings BankBank West Des Moines, IA | 58 out of 100, Moderate | $291.9M | 8.7% | 1.02% | vs |
| United Community BankBank Milford, IA | 51 out of 100, Below average | $290.0M | 8.5% | 1.51% | vs |
Deposit insurance
Is my money safe at Farmers Savings Bank?
Yes. Farmers Savings Bank is an FDIC-insured institution (FDIC certificate #14807). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.8% of deposits ($46.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
7 locations
Branches
Farmers Savings Bank lists 7 offices in 7 cities. Most locations:
- Arlington, IA (1)
- Colesburg, IA (1)
- Elgin, IA (1)
- Elkport, IA (1)
- Manchester, IA (1)
- Strawberry Point, IA (1)
- Wadena, IA (1)
Identity & history
Profile
- Legal name
- Farmers Savings Bank
- Former names
- The Farmers Savings Bank
- Type
- State-chartered bank
- FDIC certificate #
- 14807
- RSSD ID
- 774347
- Primary regulator
- FDIC
- Holding company
- Marjon Bcorp Inc
- Established
- January 1, 1907
- Headquarters
- 205 Main St, Colesburg, IA 52035
- Website
- www.farmerssavingsbank.com
- Employees
- 42
Quick answers
Farmers Savings Bank: common questions
Is Farmers Savings Bank FDIC insured?
Yes. Farmers Savings Bank is an FDIC-insured institution (FDIC certificate #14807). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers Savings Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers Savings Bank ever failed?
There is no failure record for FDIC certificate #14807 in the FDIC failed bank list.
How many branches does Farmers Savings Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Colesburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples State BankBank Prairie Du Chien, WI | 80 out of 100, Strong | $993.0M | 11.5% | 0.21% | vs |
| Royal BankBank Elroy, WI | 79 out of 100, Strong | $816.1M | 10.5% | 0.06% | vs |
| Dupaco Community Credit UnionCredit union Dubuque, IA | 77 out of 100, Strong | $3.5B | 13.3% | 0.77% | vs |
| GNB BankBank Grundy Center, IA | 76 out of 100, Strong | $621.3M | 12.2% | 0.62% | vs |
| Central State BankBank Coralville, IA | 76 out of 100, Strong | $419.3M | 10.3% | 0.02% | vs |
| GreatAmerica Bank National AssociationBank Cedar Rapids, IA | 73 out of 100, Strong | $450.0M | 61.6% | 0.00% | vs |