Side-by-side · Q2 2026 data
Farmers Savings Bank vs Members1st Community Credit Union
Metric by metric
| Measure | Farmers Savings Bank | Members1st Community Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 81 (stronger) | 71 |
| Earnings | 78 (stronger) | 37 |
| Funding & liquidity | 66 | 83 (stronger) |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 88th | 19th |
| Total assets | $140.3M | $311.1M |
| Deposits / shares | $115.3M | $278.8M |
| Capital ratio | 16.51% (stronger) | 9.54% |
| Problem loans | 0.57% (stronger) | 0.88% |
| Net charge-offs | 0.00% (stronger) | 0.80% |
| Return on assets | 1.46% (stronger) | 0.42% |
| Loans ÷ deposits | 88.3% | 77.3% (stronger) |
| Uninsured deposits | 20.0% | 4.0% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | 8.4% |
Farmers Savings Bank has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Farmers Savings Bank leads on 5 and Members1st Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.