Farmers Savings Bank (FDIC certificate #18394) is based in Marshalltown, Iowa. Its Q2 2026 call report shows $140.3M in total assets and $115.3M in deposits and 3 offices.
Farmers Savings Bank has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 88% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 32nd. Capital cushion contributes the most (100/100, 16.51%); funding & liquidity contributes the least (66/100, 88% loans-to-deposits, 20% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (83 → 85), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 81 |
| Q4 2024 | 80 |
| Q1 2025 | 82 |
| Q2 2025 | 83 |
| Q3 2025 | 83 |
| Q4 2025 | 82 |
| Q1 2026 | 85 |
| Q2 2026 | 85 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.60% |
| Q3 2024 | 15.17% |
| Q4 2024 | 14.81% |
| Q1 2025 | 15.28% |
| Q2 2025 | 15.82% |
| Q3 2025 | 16.00% |
| Q4 2025 | 15.89% |
| Q1 2026 | 16.40% |
| Q2 2026 | 16.51% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.75% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.68% |
| Q2 2025 | 0.67% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.62% |
| Q2 2026 | 0.57% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.98% |
| Q3 2024 | 1.02% |
| Q4 2024 | 0.86% |
| Q1 2025 | 0.97% |
| Q2 2025 | 1.11% |
| Q3 2025 | 1.17% |
| Q4 2025 | 0.93% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $140.3M | 16.51% | 0.57% | 1.46% | 88.3% |
| Q1 2026 | 85 | $145.0M | 16.40% | 0.62% | 1.37% | 78.4% |
| Q4 2025 | 82 | $139.2M | 15.89% | 0.64% | 0.93% | 80.9% |
| Q3 2025 | 83 | $144.7M | 16.00% | 0.64% | 1.17% | 78.7% |
| Q2 2025 | 83 | $136.5M | 15.82% | 0.67% | 1.11% | 82.5% |
| Q1 2025 | 82 | $139.9M | 15.28% | 0.68% | 0.97% | 80.1% |
| Q4 2024 | 80 | $142.2M | 14.81% | 0.71% | 0.86% | 79.2% |
| Q3 2024 | 81 | $143.2M | 15.17% | 0.72% | 1.02% | 80.2% |
| Q2 2024 | 80 | $137.1M | 14.60% | 0.75% | 0.98% | 82.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bridge Community BankBank Mount Vernon, IA | 74 out of 100, Strong | $141.1M | 10.5% | 0.03% | vs |
| First State BankBank Belmond, IA | 67 out of 100, Moderate | $141.7M | 11.2% | 0.92% | vs |
| Community BankBank Dunlap, IA | 76 out of 100, Strong | $138.3M | 11.0% | 0.28% | vs |
| Corydon State BankBank Corydon, IA | 71 out of 100, Strong | $138.0M | 25.7% | 5.45% | vs |
| Citizens State BankBank Wyoming, IA | 91 out of 100, Very strong | $137.7M | 17.9% | 0.25% | vs |
| Union State BankBank Winterset, IA | 70 out of 100, Strong | $136.5M | 8.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Farmers Savings Bank?
Yes. Farmers Savings Bank is an FDIC-insured institution (FDIC certificate #18394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.0% of deposits ($23.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.51%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Farmers Savings Bank lists 2 offices in 2 cities. Most locations:
- Beaman, IA (1)
- Marshalltown, IA (1)
HMDA 2025
Mortgage lending
In 2025, Farmers Savings Bank reported 57 home-loan applications under HMDA (LEI 254900YN9PO8IN8BND47): 47 originated ($11,935,000 total), 2 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Farmers Savings Bank
- Type
- State-chartered bank
- FDIC certificate #
- 18394
- RSSD ID
- 741844
- Primary regulator
- FDIC
- Holding company
- Beaman Bancshares Inc
- Established
- April 1, 1894
- Headquarters
- 205 W Main St, Marshalltown, IA 50158
- Website
- www.fsb-iowa.com
- Employees
- 23
Quick answers
Farmers Savings Bank: common questions
Is Farmers Savings Bank FDIC insured?
Yes. Farmers Savings Bank is an FDIC-insured institution (FDIC certificate #18394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers Savings Bank's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers Savings Bank ever failed?
There is no failure record for FDIC certificate #18394 in the FDIC failed bank list.
How many branches does Farmers Savings Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marshalltown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pinnacle BankBank Marshalltown, IA | 82 out of 100, Strong | $324.4M | 14.7% | 0.75% | vs |
| GNB BankBank Grundy Center, IA | 76 out of 100, Strong | $621.3M | 12.2% | 0.62% | vs |
| Citizens Savings BankBank Marshalltown, IA | 74 out of 100, Strong | $77.9M | 9.9% | 0.00% | vs |
| Exchange State BankBank Ames, IA | 71 out of 100, Strong | $146.0M | 11.2% | 1.00% | vs |
| Alerus Financial, National AssociationBank Grand Forks, ND | 70 out of 100, Strong | $5.3B | 9.3% | 0.26% | vs |
| Nicolet National BankBank Green Bay, WI | 64 out of 100, Moderate | $15.4B | 9.6% | 0.63% | vs |