Side-by-side · Q2 2026 data
Farmers State Bank, Allen, Oklahoma vs First American Bank
Metric by metric
| Measure | Farmers State Bank, Allen, Oklahoma | First American Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 82 |
| Capital cushion | 85 (stronger) | 81 |
| Loan quality | 80 (stronger) | 78 |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 76 | 83 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 81st | 70th |
| Total assets | $57.2M | $34.3M |
| Deposits / shares | $48.6M | $29.5M |
| Capital ratio | 13.52% (stronger) | 13.06% |
| Problem loans | 0.61% (stronger) | 0.67% |
| Net charge-offs | 0.01% | -0.09% (stronger) |
| Return on assets | 2.17% (stronger) | 1.57% |
| Loans ÷ deposits | 82.6% | 71.8% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 19.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank, Allen, Oklahoma has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank, Allen, Oklahoma leads on 5 and First American Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.