First American Bank is a state-chartered bank headquartered in Stonewall, Oklahoma, in business for about 86 years. At the end of Q2 2026 it reported $34.3M in total assets and $29.5M in deposits, with 1 office.
First American Bank has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 36th. Problem-loan coverage contributes the most (94/100, 3.2%); loan quality contributes the least (78/100, 0.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (71 → 82), mostly because the loan quality component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 85 |
| Q4 2024 | 87 |
| Q1 2025 | 66 |
| Q2 2025 | 71 |
| Q3 2025 | 73 |
| Q4 2025 | 76 |
| Q1 2026 | 75 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.50% |
| Q3 2024 | 12.82% |
| Q4 2024 | 13.06% |
| Q1 2025 | 12.47% |
| Q2 2025 | 12.31% |
| Q3 2025 | 12.61% |
| Q4 2025 | 12.95% |
| Q1 2026 | 12.66% |
| Q2 2026 | 13.06% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.08% |
| Q1 2025 | 1.79% |
| Q2 2025 | 1.41% |
| Q3 2025 | 1.32% |
| Q4 2025 | 1.14% |
| Q1 2026 | 1.03% |
| Q2 2026 | 0.67% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.01% |
| Q3 2024 | 1.80% |
| Q4 2024 | 1.67% |
| Q1 2025 | 1.22% |
| Q2 2025 | 1.39% |
| Q3 2025 | 1.33% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.26% |
| Q2 2026 | 1.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $34.3M | 13.06% | 0.67% | 1.57% | 71.8% |
| Q1 2026 | 75 | $36.1M | 12.66% | 1.03% | 1.26% | 70.4% |
| Q4 2025 | 76 | $34.8M | 12.95% | 1.14% | 1.35% | 72.6% |
| Q3 2025 | 73 | $35.2M | 12.61% | 1.32% | 1.33% | 70.5% |
| Q2 2025 | 71 | $36.5M | 12.31% | 1.41% | 1.39% | 72.5% |
| Q1 2025 | 66 | $37.2M | 12.47% | 1.79% | 1.22% | 72.8% |
| Q4 2024 | 87 | $33.5M | 13.06% | 0.08% | 1.67% | 84.1% |
| Q3 2024 | 85 | $34.7M | 12.82% | 0.33% | 1.80% | 80.8% |
| Q2 2024 | 84 | $34.5M | 12.50% | 0.54% | 2.01% | 81.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Summit BankBank Ryan, OK | 55 out of 100, Moderate | $33.8M | 13.7% | 7.11% | vs |
| The Hopeton State BankBank Hopeton, OK | 66 out of 100, Moderate | $30.8M | 11.3% | 0.00% | vs |
| Bank of ViciBank Vici, OK | 30 out of 100, Low | $28.9M | 10.2% | 12.31% | vs |
| First State Bank in TempleBank Temple, OK | 64 out of 100, Moderate | $26.4M | 22.2% | 8.60% | vs |
| Washita State BankBank Burns Flat, OK | 53 out of 100, Below average | $44.3M | 14.6% | 3.34% | vs |
| The First National Bank of FletcherBank Fletcher, OK | 65 out of 100, Moderate | $23.4M | 9.9% | 1.07% | vs |
Deposit insurance
Is my money safe at First American Bank?
Yes. First American Bank is an FDIC-insured institution (FDIC certificate #15762). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.5% of deposits ($5.7M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.06%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
First American Bank lists 1 office in 1 city. Most locations:
- Stonewall, OK (1)
Identity & history
Profile
- Legal name
- First American Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15762
- RSSD ID
- 321255
- Primary regulator
- FDIC
- Established
- July 4, 1940
- Headquarters
- 301 West Main Street, Stonewall, OK 74871
- Website
- www.fabstonewall.com
- Employees
- 9
Quick answers
First American Bank: common questions
Is First American Bank FDIC insured?
Yes. First American Bank is an FDIC-insured institution (FDIC certificate #15762). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First American Bank's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First American Bank ever failed?
There is no failure record for FDIC certificate #15762 in the FDIC failed bank list.
How many branches does First American Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Stonewall
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers State Bank, Allen, OklahomaBank Allen, OK | 86 out of 100, Very strong | $57.2M | 13.5% | 0.61% | vs |
| Tinker Federal Credit UnionCredit union Oklahoma City, OK | 83 out of 100, Strong | $6.1B | 14.7% | 0.63% | vs |
| Shamrock Bank, N.A.Bank Coalgate, OK | 79 out of 100, Strong | $501.5M | 10.8% | 0.29% | vs |
| Citizens Bank of AdaBank Ada, OK | 73 out of 100, Strong | $353.7M | 9.5% | 0.68% | vs |
| FirstBankBank Antlers, OK | 69 out of 100, Moderate | $684.3M | 10.8% | 0.82% | vs |
| Simmons BankBank Pine Bluff, AR | 60 out of 100, Moderate | $24.7B | 9.2% | 0.92% | vs |