Side-by-side · Q2 2026 data
Farmers State Bank, Allen, Oklahoma vs Tinker Federal Credit Union
Metric by metric
| Measure | Farmers State Bank, Allen, Oklahoma | Tinker Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 85 | 97 (stronger) |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 76 | 91 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 81st | 92nd |
| Total assets | $57.2M | $6.1B |
| Deposits / shares | $48.6M | $5.2B |
| Capital ratio | 13.52% | 14.72% (stronger) |
| Problem loans | 0.61% (stronger) | 0.63% |
| Net charge-offs | 0.01% (stronger) | 0.96% |
| Return on assets | 2.17% (stronger) | 0.82% |
| Loans ÷ deposits | 82.6% | 69.1% (stronger) |
| Uninsured deposits | 16.8% | 13.5% (stronger) |
| Offices | 1 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
Farmers State Bank, Allen, Oklahoma has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank, Allen, Oklahoma leads on 4 and Tinker Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.