Side-by-side · Q2 2026 data
Farmers State Bank vs Midwest Members Credit Union
Metric by metric
| Measure | Farmers State Bank | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 92 (stronger) | 85 |
| Earnings | 76 | 86 (stronger) |
| Funding & liquidity | 67 | 77 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 92nd | 87th |
| Total assets | $339.8M | $226.6M |
| Deposits / shares | $285.8M | $195.5M |
| Capital ratio | 15.02% (stronger) | 13.58% |
| Problem loans | 0.23% (stronger) | 0.44% |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 1.40% | 1.66% (stronger) |
| Loans ÷ deposits | 89.0% | 82.8% (stronger) |
| Uninsured deposits | 19.2% | 3.6% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 0.0% |
Farmers State Bank has the higher TellerScore (88 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and Midwest Members Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.