Side-by-side · Q2 2026 data
Farmers State Bank vs State Bank of Toulon
Metric by metric
| Measure | Farmers State Bank | State Bank of Toulon |
|---|---|---|
| TellerScore | 88 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 76 | 76 |
| Funding & liquidity | 67 | 74 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 92nd | 68th |
| Total assets | $339.8M | $343.4M |
| Deposits / shares | $285.8M | $298.6M |
| Capital ratio | 15.02% (stronger) | 10.46% |
| Problem loans | 0.23% | 0.13% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.40% (stronger) | 1.39% |
| Loans ÷ deposits | 89.0% | 73.9% (stronger) |
| Uninsured deposits | 19.2% (stronger) | 26.3% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 4.9% |
Farmers State Bank has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and State Bank of Toulon on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.