Side-by-side · Q2 2026 data
Farmers State Bank vs Midland Community Bank
Metric by metric
| Measure | Farmers State Bank | Midland Community Bank |
|---|---|---|
| TellerScore | 33 | 88 (stronger) |
| Capital cushion | 32 | 71 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 42 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 3 | 100 (stronger) |
| Peer percentile | 2nd | 86th |
| Total assets | $66.9M | $68.8M |
| Deposits / shares | $58.5M | $56.6M |
| Capital ratio | 8.18% | 12.11% (stronger) |
| Problem loans | 4.30% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.49% |
| Return on assets | 0.56% | 1.66% (stronger) |
| Loans ÷ deposits | 57.7% (stronger) | 64.9% |
| Uninsured deposits | 10.3% (stronger) | 12.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Community Bank has the higher TellerScore (88 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 3 and Midland Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.